Adding Government Agencies is Hurting Home Buyers
America / CFPB / Regulation

Adding Government Agencies is Hurting Home Buyers

When Americans make the monumental decision to purchase a new home, they must endure the complicated process of attaining a mortgage. Many factors are involved in this process. One of which is paying for the real estate settlement services that are involved in home buying. Examples of said services include real estate agents and brokers, … Continue reading

How Small Programs Hidden in Dodd Frank are Costing Americans Big Money
CFPB / Regulation

How Small Programs Hidden in Dodd Frank are Costing Americans Big Money

More than five years following the passage of The Dodd-Frank Wall Street Reform and Protection Act (Dodd-Frank), the question of necessity of such an extraordinarily large and overbearing act persists. This enormous document was introduced to address the issues existing in the financial system, specifically to prevent another financial crisis, but it appears to have … Continue reading

Proposed Overtime Rule: Overestimated Benefits Fail to Justify Costs
Labor Force / Regulation

Proposed Overtime Rule: Overestimated Benefits Fail to Justify Costs

This past summer, the Department of Labor (DOL) unveiled a proposed rule that could provide almost five million new workers with overtime protections. Currently, overtime regulations apply only to those earning $455 or lower weekly. If implemented, this new rule would increase the salary threshold up to $970 a week. This threshold is equivalent to … Continue reading

Economic Freedom Series: Why Do I need a Prescription for Contact Lenses?
Economy / Healthcare / Regulation

Economic Freedom Series: Why Do I need a Prescription for Contact Lenses?

The Federal Trade Commission (FTC) and Federal Drug Administration (FDA) have infringed upon my economic liberties. Collectively, these government bodies created an inefficient marketplace that burdens contact lens retailers and consumers. In hopes of curtailing market power granted to contact lens prescribers by FDA regulation, the FTC designed the Fairness to Contact Lens Consumer Act … Continue reading

Two More Ways the “Open Internet Order” is Illegal
Communications / Regulation / Rule of Law / Technology

Two More Ways the “Open Internet Order” is Illegal

As I have previously discussed, the Open Internet Order (OIO) recently passed by the Federal Communications Commission (FCC) is an unconstitutional breach of the Fifth Amendment’s Takings Clause. That is not the only legal pitfall of the order, however. It also violates the Telecommunications Act, the very law which it is using to apply Title … Continue reading

Meat Industry Challenged by New DGAC Report
Environmental Regulation / Healthcare / Politics

Meat Industry Challenged by New DGAC Report

Do you love coffee but also love red meat and dessert? If so, there’s good news and bad news. On Thursday, February 19, the Dietary Guideline Advisory Committee (DGAC) released a lengthy 571-page report of suggestions to the Department of Heath and Human Services (HHS) and the U.S. Department of Agriculture (USDA). The report explained … Continue reading