ACA Made Easy: Individual Shared Responsibility
Affordable Care Act / Healthcare / Social Insurance Programs

ACA Made Easy: Individual Shared Responsibility

Since the Individual Mandate statute of the Affordable Care Act was enacted in January 2014, every American is accountable for an Individual Shared Responsibility* payment every year. Meaning, if you do not have health insurance, you will face penalties. While you may not see an actual summons, or pay a fine, the federal government enforces … Continue reading

The Affordable Care Act Aims High for Fiscal Irresponsibility
Affordable Care Act / Debt / Medicaid Expansion

The Affordable Care Act Aims High for Fiscal Irresponsibility

In budgetary terms, the Affordable Care Act (ACA) is anything but affordable. Though well-intentioned, it expands a poorly designed program and adds significant spending during a time of slow economic growth. This attempt to improve and expand health coverage to uninsured Americans is unduly expensive. In an already strained fiscal climate where the federal budget has reached … Continue reading

Indiana’s Exception to Obamacare Leaves Many Without Health Insurance
Affordable Care Act / Healthcare

Indiana’s Exception to Obamacare Leaves Many Without Health Insurance

The State of Indiana has been allowed an exception for one year from the Affordable Care Act and has subsequently denied government incentives to expand Medicaid and has declined to set up an exchange for consumers. This exception is being officially referred to as a health-law “waiver”. This exception was given to Indiana in order … Continue reading