Executive Summary Introduction Government deficits and the trade balance have seemed to fluctuate in tandem over time. This has given rise to theories connecting the two deficits to explain their relationship. U.S. fiscal deficits have ballooned in recent years, bringing renewed attention to the twin deficit hypothesis (TDH) and applying it to advanced economies. Modeling … Continue reading
EXECUTIVE SUMMARY INTRODUCTION Effective on March 17, 2025, the Consumer Financial Protection Bureau (CFPB) will amend Regulation V, which implements provisions from the Fair Credit Reporting Act (FCRA). This rule will place a “restriction on sharing of medical information,” between patients, health care providers, and credit stakeholders. In essence, this rule will prevent the sharing … Continue reading
Executive Summary Introduction The purpose of insurance is to mitigate the risks of a probable loss for consumers. Some consumers are inherently riskier to insure than others simply based off where they choose to live. This causes many property and casualty (P&C) insurers to demand higher rates or forego plans completely. In the instance a … Continue reading
Policy Interns 