The 1994 passage of the North American Free Trade Agreement (NAFTA) was a major commitment to bolstering the interconnectedness between the United States and Mexico. Since implementation, the two countries have continued to realize increased economic growth and efficiency gains from integrated production. In 2012, Mexico was the second largest goods export destination for the … Continue reading
For the past decade holiday spending has begun before Halloween for about 40% of Americans, meaning the 2013 season is already underway. Halloween spending has served as an indicator of things to come, and this year spending decreased slightly (first decrease since 2009). The National Retail Federation (NRF) has projected a modest 2% spending decrease … Continue reading
Achieving financial independence has become more difficult for youths in the United States as the length of time necessary to complete education increases and the economy continues to recover from the Great Recession. The typical achievement indicators of adulthood, such as the completion of education and full time employment, as well as the social indicators … Continue reading
Banking is based on a relationship of implicit trust in which consumers trust the bank to safeguard their money and provide instant access to funds while banks trust that consumers will retain a certain portion of their funds within the institution for use as lending capital. In order for a bank to retain solvency, it … Continue reading
In response to the 2008 crash of the housing market, the Housing and Economic Recovery Act of 2008 created the Federal Housing Finance Administration (FHFA) to serve as government conservator of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks; and injected $188 billion in taxpayer funds to bailout the agencies collectively known as … Continue reading
Policy Interns 
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