Insurance companies are reacting to the increase in climate change-related natural disasters by raising premiums and withdrawing coverage from high-risk areas. Continue reading
Tag Archives: Insurance
The State of State Backed Insurance
Executive Summary Introduction The purpose of insurance is to mitigate the risks of a probable loss for consumers. Some consumers are inherently riskier to insure than others simply based off where they choose to live. This causes many property and casualty (P&C) insurers to demand higher rates or forego plans completely. In the instance a … Continue reading
The Obamacare’s Mandate and a Look at Some Alternatives
Controversy continues to arise over a new law being promoted by President Obama and his administration. The Affordable Care Act, or otherwise known as Obamacare, would require every United States citizen to either pick from set health insurance packages or be forced to pay a steep penalty. Many Americans, however, are becoming outraged at the … Continue reading
Long-Term Care: The Elephant in the Room
Long-term care is a real concern facing America today. Individuals live longer and are facing more chronic illnesses requiring constant care. Yet untrained and unpaid family members provide most long-term care for their loved ones. A recent article published Reuters revealed that four out of ten adults are caring for an elderly family member. It … Continue reading
Obamacare’s Effect on Entrepreneurship and Employment
The implications of the Affordable Care Act (ACA) for small businesses and employment status have long been the subject of media and partisan scrutiny. Analyses of these implications are becoming increasingly relevant, as the measures of the ACA will be fully implemented by January 2014. The shortcomings of the pre-Obamacare health insurance market are well … Continue reading
Policy Interns 