Executive Summary Introduction Electricity has become the most fundamental commodity in the United States. Its growing influence underpins nearly every major industry. It powers homes, infrastructure, and manufacturing. Innovation and technological development for the entire economy depends on efficient and reliable energy transmission. Utilities markets in the U.S. have historically been viewed as natural monopolies. … Continue reading
Executive Summary Introduction Throughout his time in office, President Biden was a persistent advocate of innovative executive branch tactics to restrict trade volumes and capital flows in and out of the United States. While Biden did not engage in the brinkmanship negotiation strategies President Trump has used over the past month, he did use the … Continue reading
Executive Summary Introduction On January 20, 2025, President Donald Trump signed Executive Order (EO) 14154, titled “Unleashing American Energy,” which restored the process of federal land and water leasing for oil and natural gas production. The order promises these changes will encourage energy exploration while further establishing American dominance in the energy production market, decreasing … Continue reading
EXECUTIVE SUMMARY INTRODUCTION Effective on March 17, 2025, the Consumer Financial Protection Bureau (CFPB) will amend Regulation V, which implements provisions from the Fair Credit Reporting Act (FCRA). This rule will place a “restriction on sharing of medical information,” between patients, health care providers, and credit stakeholders. In essence, this rule will prevent the sharing … Continue reading
Executive Summary Introduction The purpose of insurance is to mitigate the risks of a probable loss for consumers. Some consumers are inherently riskier to insure than others simply based off where they choose to live. This causes many property and casualty (P&C) insurers to demand higher rates or forego plans completely. In the instance a … Continue reading
Executive Summary Introduction In the 1955 movie A Rebel Without a Cause, James Dean introduced Americans to the game of “chicken,” wherein two cars accelerate towards each other until one swerves. The swerving car’s driver is labeled the “chicken,” and the steady driver wins. Eighty years later, the game of chicken is not just a … Continue reading
Executive Overview – There is a recurring practice of firms failing to disclose upfront mandatory charges in the advertised price of their goods or services, leading to an unexpected higher final cost for consumers (e.g. “resort fees” in hotel bookings and “processing fees” in ticket purchases). – Misleading pricing threatens competition in the market, as … Continue reading
EXECUTIVE SUMMARY Introduction Gene editing has recently evolved into one of the most revolutionary medical advancements in history. The technology at the vanguard of gene editing is known as CRISPR, which is short for clustered regularly interspaced short palindromic repeats. CRISPR was originally discovered as a bacterial defense system. It is comparatively more technical and … Continue reading
Executive Summary – A recent cyberattack targeting American Water — the US’s largest water utility provider —resulted in a breach of American’s personal information and a customer service portal shutdown, raising concerns about an increasing use of ransomware and disruption to attack critical utility infrastructure. – The increasing number of attacks on American infrastructure has many … Continue reading
EXECUTIVE SUMMARY Introduction Today’s globalized economy is built on the backbone of global supply chains and as innovations in research, development, and manufacturing boom, the importance of the semiconductor industry in driving advances in technology for the industry 4.0 (fourth industrial revolution) has led to a rapid growth in demand and increasingly strained supply chains. … Continue reading
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